If the Insured Person dies resulting to an accident, the benefit will be paid to the designated Beneficiary. In absence of specific designation made by the Insured, the preferential and exclusive order of priority established below is applied:
- Spouse not legally separated on the date of the death,
- Children (equal proportion),
- Parents (equal proportion),
- Siblings (equal proportion),
- Legal heirs.
If you want to designate a different Beneficiary or to modify the designation already made, please contact Qover by following the guidelines of the article linked below:
In the event of death, it is the role of the notary (in charge of the settlement of inheritance) to liaise and define who are the final beneficiaries at the light of the above clause.